Good news and bad news!

So , again I have to talk about my credit situation today!
The GOOD NEWS : One of my cards had a limit of $300 , interests increased it to $600 and I paid $100 off and the company said I will be able to use my card again if I clear at least $300 more. Isn’t that awesome?
BAD NEWS: I never went to my gym, but I have $500 due with them.
BAD NEWS: I have an overdraft of $200 with my bank and I still can’t understand WHY.

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